It’s graduation season. Every night on the news I see highlights of the commencements ceremonies of all the local colleges. Shout out to all the new Temple University graduates. Welcome to the alumni club. I can’t believe it has been over 10 years since I graduated. Time flies!
- Know how much you owe. I had multiple loans. I had PA state loans, Federal subsidized loans and Federal un-subsidized loans. I added them all up to know exactly what I was dealing with. That initial number was a bit sobering.
- Consolidate at the best rate. I did not consolidate my loans right away. But I was paying attention to what I was hearing in the media and as soon as I heard that Federal Loan interest rates were going up I consolidated and locked in at a lower rate. Now I don’t know that I got the best rate as I did not do a lot of research. But you should be smarter than me. Do a little research and get the best rate you can.
- Take advantage of discounts. When I consolidated I was given the option to sign up for automated payments. By signing up I was guaranteed a lower interest rate. It may have been a quarter or a half of a percent lower. This does not sound like a big discount but it meant more of my payment was being applied to the principal which equaled a faster payoff.
- Don’t miss payments. I did not miss a single payment during those 10 years. I know that is a huge blessing but I really advise you to do the same. I know you can postpone your payments if you go back to school or if you are unemployed. However, I would strongly recommend you continue to pay, if possible. When they postpone your payments they are not postponing the interest that is being applied. Your loans will be growing instead of shrinking.
- Pay more than the minimum. Because my loans were amortized over 30 years my monthly payment was pretty low. I liked it like that because on lean months I could still afford to pay it. But most months I was able to pay more. Often I paid as little as $5 or $10 more. Some months I was fortunate enough to send in a double payment.
- Make large extra payments at tax season. This goes along with paying more than the minimum. Each year I typically get a tax refund (for you financial gurus I know this is not the smartest way to do things but I like the big lump sum). I would usually take that tax refund and apply maybe up to 25% to my student loans. Those large payments would often be 3 or 4 times the normal payment. Paying 3 or 4 times the normal payment for 10 years easily cut 30 to 40 payments or 3 or more years off of my loan. It really was not that painful either because I always set some of the refund aside for fun as well.
- Don’t spend coins. Whenever I would get change back from a purchase I’d put all of the coins and sometimes one or two singles in a piggy bank. I never used that money. When the piggy bank was full I’d take it to my bank and deposit it. I remember one time it was $140. I took that entire $140 and applied it to my loan. This was money that I did not miss.
- Keep your living expenses low. I know a lot of people cannot do this but I moved back home after college. I was able to because my parents are awesome and we get along well. I did pay them rent but it was less than a normal rent. This allowed my income to go a lot further and it helped me to make bigger loan payments. My parents did not give me money for college nor for repaying my loans, but allowing me to live home those years at a discounted rent was a huge help.
- Delay large purchases. I did not buy a car until I had been working and saving up for over 3 years. Not having a car note those years also aided me in making those bigger loan payments. I was able to do this because I live in a big city, Philadelphia, with pretty reliable public transportation. While I could not imagine going back to the bus now, waiting those few years gave me a really good start on my student loans before I added in other bills like the car note, insurance, car maintenance, and fuel.
- Live below your means. I actually could have done better with this but I did make an effort. I tried to spend less than my pay check, leaving me with extra money. The more dollar dollar bills I could save the more I could apply to the student loan. I did things like kept a budget (though I did not always stick to it), brought lunch to work, and used the library instead of buying books to save money.
There are a couple of things that I did or wish I would have done while I was still in school. These are tips to pass on to anyone you know who is currently enrolled.
*Only borrow what you need. It is tempting to use whatever they will give you to support your lifestyle of choice. But remember you will have to pay it all back.
*Make payments as you go. Every month I’d get these letters saying “this is not a bill”. The letters would be the details of the the amount of interest that had been applied to the loan. Interest that would be added to the amount I’d borrowed. Interest that I was responsible for paying back. I really really wish I would have sent in as little as $10 a month while I was in school. That would have been $480, plus interest, less dollars to be paid back.
* Pay for what you can while you are in school. I took a couple of summer classes when I was in school. While it was a bit of a challenge to save up on my student worker salary. I paid for each of those summer classes out of pocket. That saved me over $2000 in student loans.
None of the things I did were all that extreme. In the 10 years it took me to pay off the loan I went on vacations, I had dinners out with friends, I gave gifts at Christmas and birthdays, I went shopping, I took care of pets, and I did eventually buy a house and a car. I made the sacrifices listed above but I also enjoyed myself. I think others can do what I did and get done their student loans a little faster.
Do you have student loans? What tips do you have for getting them paid off early? Which of the tips I listed above would fit your lifestyle?
Anonymous says
Hello everyone my name is Mrs kristen Catthona am hear to give out a loan testimony to you,i was in search of a loan for many years now but i fell into the hands of those fraud pretending to be a lender i was scammed various times and numbers but i never give all till i met with one God fearing man name Mr Kcee Smith who grant a loan without no delay and am very happy today because this man make me regain all i have lost,so if you are in need of loan today i advise you to go get your loan from him,so for you to get your loan contact him on his email:kceeloans@outlook.com
Patient Jones says
Hello friends!!! My name is Patient Jones a citizen of USA. i have been scammed by 4 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 8,000USD. One day as i was browsing through the internet looking forsterated when i came across a testimony man who was also scammed and eventually got linked to a legit loan company called Alowiz Christle Loan Company (alowizloanfinance@yahoo.com) where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $600,000.00 Dollars by this great Company (Alowiz Loan Finance} managed by Mr.Alowiz Christle and here i am today happy because Alowiz Christle COMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact Alowiz Christle Loan Company now for your loan via email: Alowizloanfinance@yahoo.com
Marian Gareth says
Good Day!!! to you all, I am Mrs Marian Gareth from the United State, i reside in Texas, and i have a broke up business, until i found this company (ANDRE LOAN COMPANY'S) email on net, they help me to gain a loan to start up a business,, and now i want to used this short medium to congratulate the above company for the fast and safe money they loan to me without any form of collateral, i loan 500,000USD from the company to save my business and lots more, i saw their mail on the internet, everyone always give testimony for what they did, so i quickly contacted them and they all did everything for me without stress and my money was sent to my account 24hrs later, i was surprise and feel glad, now i now have a standard business control agent who help me, now i will advice those who need urgent loan to contact them at Andreloancompany@yahoo.com, he is a very Good man and I know that he will help you immediately.. Below is he loan encouraging words. For loan lenders Are you financially down and need loan? Do you need loan to pay off credits and debts? Do you need finance to set up your own business? Do you need loans to carry out large projects? Do you need college loan? Do you need funding for various other processes? email or contact: Andreloancompany@yahoo.com
Anonymous says
Hi everyone here. What Christine Coleman said is very true though i may not know her. I experienced it first hand also. It was this organization called Santo loan firm (S.L.f)that really helped me to pay my medical bills when i was in dare need of money because i am a widow. A friend of my also directed me to them. when i was about to do a major operation and i had no money at that time, they came to my rescue and in less than 48 hours, i got my loan. But to say the truth, i was nervous and scared at first because i have been scammed twice. But when i summoned up courage and follow their lending policies along with my friends advice, at the end i found myself smiling. If not for them, maybe i would have been dead by now. I have even taken another loan from them start my business after my recovery which i am also paying back now. My only advice now is that any body who is really in need of loan should contact them with their email via: santoloanfirm@live.com and get a loan from them. Thanks.(Olivia)
Anonymous says
My name is Mr Henry Josh and i live in the USA California and life is worth living right now for me and my family and all this is because of one man sent by GOD to help me and my family, i once had a life filled with sorrow because my first SON needed a kidney transplant and all our savings were going towards his medications and this normally leaves us with no money to pay our bills or even put enough food on our table and our rent was due and no funds to pay these bills and life felt so unfair to me and every night my wife will cry herself to sleep every night until one day, i was browsing through yahoo answers and i saw a striking advert of a man that gives out personal loans and that the offer is opened to all and i have heard so many things about internet scams but at this point of my life, i was very desperate and ready to take any risk and at the end of the day, i applied for this loan and from one step to another, i got my loan within 12 hours through bank transfer and you know, it was all like a dream and i called Mr Daniel Jones A Man who is the GOD sent lender i found and said, i have received my loan and he smiled stating that to GOD be the glory and i was so shocked as i have never ever seen anyone with such a GOD fearing and kind heart and today, i am the happiest man on earth because by GOD’S grace, my SON kidney transplant was successful and today he is healthy, i and my family are living very comfortable and happy and if you are in my former situation or in serious and legitimate need of a loan, you can reach this GOD sent lender via fidelityloanfirm@outlook.com or his website on http://fidelityloanfirm.webs.com/
Patient Jones says
Hello friends!!! My name is Patient Jones a citizen of USA. i have been scammed by 4 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 8,000USD. One day as i was browsing through the internet looking forsterated when i came across a testimony man who was also scammed and eventually got linked to a legit loan company called Alowiz Christle Loan Company (alowizloanfinance@yahoo.com) where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $600,000.00 Dollars by this great Company (Alowiz Loan Finance} managed by Mr.Alowiz Christle and here i am today happy because Alowiz Christle COMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact Alowiz Christle Loan Company now for your loan via email: Alowizloanfinance@yahoo.com
jim luise says
Are you looking for financial assistance, Are you desperately in need of financial help? (mikebensonss@yahoo.com) is here to grant you your requested loan amount provided. so all you have to do is to fill the form below and get back to us immediately,we are giving you 100% guarantee that your loan is well secured in this company okay,we give out loan at a rate of 2% interest so fill free, you will be able to pay back the loan. We give out loan at a minimum range of $1,000 to $1,000,000USD at the rate of 2% interest. also contact us for any kind of loan. for more details email us and apply for the following loan. via (mikebensonss@yahoo.com)
KINDS OF LOAN WE OFFER
Personal Loan
Business Loan
Car Loan
House Loan
Loan to pay bills
Mortgage Loans
Student Loan
For any other kind of loan, do email us as soon as possible with the following details stating the amount you require as a loan.
LOAN APPLICATION FORM
Full Name…………….
Amount Needed:…..
Duration of when you will pay back the loan:………….
purpose of loan:……………
Country:………..
State…………….
Address……………..
Sex………………….
Marital status……………..
Phone number:……………..
Once these information are receive by my company, the processing of your loan will commence immediately. Contact us via email
(mikebensonss@yahoo.com)
best regard to your family and friends
Mr Mike Benson
johan morrison says
Good Day To Everybody In this site i want to testify how i was rescue by Mr Johan Morrison When i was Rip off I’m Mrs Castro vannesa by Name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scams everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr jOHAN Morrison who lend me a loan of $30,000 under 8hours without any stress. If you are in need of any kind of loan just contact him via email……johanmorrisonloanlender@hotmail.com. i am using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr Johan Morrison pray that God should give him long life. God bless him forever for the good things he has done in my life. Mrs Castro Vannesa.
Anonymous says
Are you in need of a loan? Do you want to be financially stable? Or do you want to expand your business? We offer company loan, auto loan, business loan, and personal loan at a very reduced interest rate of 3% with comfortable duration which is negotiable. This offer is open to all that will be able to repay back in due time. Kindly get back to us if interested with this Email: barclaysloans.cash@gmail.com
hanna says
Hello,i am Mr Benson, a private loan lender who
gives life time opportunity loans. Do you need an
urgent loan to clear your debts or you need a
capital loan to improve your business? have you
been rejected by banks and other financial
agencies? Do you need a consolidation loan or a
mortgage? search no more as we are here to make
all your financial problems a thing of the past. We
loan funds out to individuals in need of financial
assistance, that have a bad credit or in need of
money to pay bills,to invest on business at a rate of
2%. I want to use this medium to inform you that
we render reliable and beneficiary assistance and
will be willing to offer you a loan. So email us today on
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johan morrison says
Do you need a loan or funding for any reason such as a) Personal Loan, Business Expansion, b) Business Start-up, Education, c) Debt Consolidation d) Hard Money Loans loan for any thing ? We offer loan at low interest rate of 3% and with no credit check, we offer Personal loans, debt consolidation loans, venture capital, business loans, education loans, home loans or “loans for any reason!”. However, Our method, offers you the chance to state the amount of loan needed and also the duration you can afford. This gives you a real chance to get the funds you need! Any interested APPLY TODAY ! FILL THE FORM BELOW TO APPLY ! FULL NAMES: _____________________________ SEX:_________________________AGE: _______ OCCUPATION____________________________… PHONE NUMBER:____________________________ ADDRESS: ________________________________ AMOUNT OF LOAN: _________________________ LOAN DURATION:___________________________ COUNTRY—————————- ————————————–… To Apply, you can contact us via email:Johanmorrisonloanlender@hotmail.com
johan morrison says
Do you need a loan or funding for any reason such as a) Personal Loan, Business Expansion, b) Business Start-up, Education, c) Debt Consolidation d) Hard Money Loans loan for any thing ? We offer loan at low interest rate of 3% and with no credit check, we offer Personal loans, debt consolidation loans, venture capital, business loans, education loans, home loans or “loans for any reason!”. However, Our method, offers you the chance to state the amount of loan needed and also the duration you can afford. This gives you a real chance to get the funds you need! Any interested APPLY TODAY ! FILL THE FORM BELOW TO APPLY ! FULL NAMES: _____________________________ SEX:_________________________AGE: _______ OCCUPATION____________________________… PHONE NUMBER:____________________________ ADDRESS: ________________________________ AMOUNT OF LOAN: _________________________ LOAN DURATION:___________________________ COUNTRY—————————- ————————————–… To Apply, you can contact us via email:Johanmorrisonloanlender@hotmail.com
Anonymous says
My name is Mr Paul Ferdinand, i am from Chicago USA, married, i have been searching for a genuine loan company for the past 3 months and all i got was bunch of scams who made me to trust them and at the end of the day, they took my money without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net, so went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my greatest surprise i got the loan within 24 hours, i could not believe, i am happy and rich again and i am thanking God that such loan companies like this still exist upon this scams all over the places, please i advise everyone out there who are in need of loan to go for fidelityloanfirm@outlook.com they will never fail, your life shall change as mine did.
Anonymous says
Hi everyone here. What Christine Coleman said is very true though i may not know her. I experienced it first hand also. It was this organization called fidelity loan firm (f.l.f)that really helped me to pay my medical bills when i was in dare need of money because i am a widow. A friend of my also directed me to them. when i was about to do a major operation and i had no money at that time, they came to my rescue and in less than 48 hours, i got my loan. But to say the truth, i was nervous and scared at first because i have been scammed twice. But when i summoned up courage and follow their lending policies along with my friends advice, at the end i found myself smiling. If not for them, maybe i would have been dead by now. I have even taken another loan from them start my business after my recovery which i am also paying back now. My only advice now is that any body who is really in need of loan should contact them with their email via: santoloanfirm@live.com and get a loan from them. Thanks.(Olivia)
REV VICTOR VELLA says
HOLY INNOCENT LOAN SERVICES
EMAIL ADDRESS— [holyinnocentloanservices@gmail.com]
HEAD OFFICE—–Holy Innocents' PresbyteryStrickland Way ORPINGTON Kent B9UE
====================================================================================================================
This is a Christian and a charitable loan Organization formed to help people in need of help and
such as financial help.
So are you are going through financial difficulty ?
scores?
contact us today via email :(holyinnocentloanservices@gmail.com)
We give out loans from the range of $1,000 to $90,000,000.Our loans
are well insured and maximum security is our priority,at an interest
of 1.2% rate.
Available Loans we offer are,
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Combination Loan
* Consolidation Loan And Many More:
* International Loans
* Investors Loans
pls kindly fill the application form below with the required informations.
LOAN APPLICATION FORM (BORROWERS DETAILS)
(1) NAME:………………………….
(2) CONTACT ADDRESS:………………..
(3) LOAN AMOUNT IN EUROS/POUNDS:……..
(4) LOAN DURATION:………………….
(5) PURPOSE OF LOAN:………………..
(6) GENDER:………………………..
(7) MODE OF FUND RECEPTION:………….
(8) COUNTRY:……………………….
(9) OFFICE/HOME PHONE NUMBER:………..
(10) OCCUPATION:……………………
(11) EMAIL ADDRESS:…………………
12) ZIP/ POSTAL CODE:………………
(13) CITY:…………………………
(14) BANK ACCOUNT BALANCE:…………..
(15) NEXT OF KIN:…………………..
(16) MARITAL STATUS:………………..
(17)SCAN AND ATTACH YOUR IDENTITY CARD..
BE BLESS,
REV VICTOR VELLA
MRS SHARON DELANEY [ASST. C.E.O]
EMAIL ADDRESS—holyinnocentloanservices@gmail.com
HOLY INNOCENT LOAN SERVICES
Anonymous says
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i will love everyone to know it and be partaker that is why I always
place it on answer, and i will continue sharing this great testimony
I am Mrs Sonia Alex by name I want to thank diamond company for his
kindness upon my family life. I never knew that there is still a real
loan lender like this on internet and earth here. Just a Months ago, I
was in search for a loan of $100,000 usd as I was running out of money for
feeding, business and my bills include rent. I was scammed about $4,000
Dollars and I decided not to involve my self in such loan again but a
Friend of my introduced me to a loan firm due to my appearance and
difficulties. And I told her that I am not interested of any loan
anymore but she told me that there is still a real loan lender who he will
recommend me to and I said let me trial, and today i am most grateful
lucky and happiest person , I was given a loan amount of $100,000 USD,
by this great Company If you are in need
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diamondloanlender@outlook.com And you will be free from scams in the
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you and I will always being sharing this great testimony that
happen in my life in answer everyday. You are the one who remove me
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please if you are interested in legit loan or financial assistance you are
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and you will be granted, once again a very big thanks to this company
Anonymous says
Good day,
Interested parties should contact me via email :
Name of the creditor : Mr. Goldsmith :
Lender E-mail: goldsmithloancompany24@gmail.com
We offer private , commercial and personal loans with very minimal annual interest rates as low as 3% in 1 year to 50 years repayment duration period to any part of the world . We give out loans ranging from $ 5,000.00 USD to $ 100,000,000.00 USD.
Our loans are well insured for maximum security is our priority , you lose sleep at night worrying how to get a Legit Loan Lender ? You bite your nails to the quick ? Instead of beating yourself , contact Mr. Goldsmith credit agency TODAY ( Loan Services ) now, Loan specialists who help stop Bad Credit History , to discover win solution that is our mission.
Interested parties should contact me via email :
Name of the creditor : Mr. Goldsmith
Lender E-mail: goldsmithloancompany24@gmail.com
Regards,
Mr. Goldsmith .
Anonymous says
Hello,i am Mr Benson, a private loan lender who
gives life time opportunity loans. Do you need an
urgent loan to clear your debts or you need a
capital loan to improve your business? have you
been rejected by banks and other financial
agencies? Do you need a consolidation loan or a
mortgage? search no more as we are here to make
all your financial problems a thing of the past. We
loan funds out to individuals in need of financial
assistance, that have a bad credit or in need of
money to pay bills,to invest on business at a rate of
2%. I want to use this medium to inform you that
we render reliable and beneficiary assistance and
will be willing to offer you a loan. So email us today on
bencoloanhome@hotmail.com
Mrs Barbara Arnold says
Hello Every One,
My Name is Mrs Barbara Arnold, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mr Barry James who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $35,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Barry James and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via barrylender070@hotmail.com and i want you all to pray for this man for me
THANKS
Queen William says
We are private lending firm we offer loans at an interest rate of 3% for the kindly repayment period of 1 to 30yrs only ,so i offer out different types of loans ,loan such as Personal loan, Mortgage loan, Agricultural loan,Company loan, Business loan, Private and Public investor loan ranging from $30,000 – $10,000,000 so For info contact us now via email:queenwilliam21@gmail.com
young lee says
Are you having a hard time getting a loan from your financial instatution.I am Mr Thoms Clerk owner of
an online lending company.
Are you financially squeezed.
*Do you seek funds to pay off creditors or debts
*Do you seek financing to start a business
*Are you in need of a private loan?
*if you said yes to any of the above questions then look no further.
*Borrow up to 95,000,000.00 USAD
*choose between 1 to 20 year pay back
* choose between monthly and annual repayments
*flexible loan terms
we guarantee you will recieve your loan at the end of your transaction. you can contact us to for an
quick respond via< thoms.clerk_usa@yahoo.ca (OR) thomsclerkloanlender.ca.usa@gmail.com
Regards Thoms Clerk
Thoms Clerk Financial Service
Anonymous says
Hello,i am Mr benson, a private loan lender who
gives life time opportunity loans. Do you need an
urgent loan to clear your debts or you need a
capital loan to improve your business? have you
been rejected by banks and other financial
agencies? Do you need a consolidation loan or a
mortgage? search no more as we are here to make
all your financial problems a thing of the past. We
loan funds out to individuals in need of financial
assistance, that have a bad credit or in need of
money to pay bills,to invest on business at a rate of
2%. I want to use this medium to inform you that
we render reliable and beneficiary assistance and
will be willing to offer you a loan. So email us today on
bencoloanhome@hotmail.com
olivia philip says
Hi everyone here. What Christine Coleman said is very true though i may not know her. I experienced it first hand also. It was this organization called fidelity loan firm (f.l.f)that really helped me to pay my medical bills when i was in dare need of money because i am a widow. A friend of my also directed me to them. when i was about to do a major operation and i had no money at that time, they came to my rescue and in less than 48 hours, i got my loan. But to say the truth, i was nervous and scared at first because i have been scammed twice. But when i summoned up courage and follow their lending policies along with my friends advice, at the end i found myself smiling. If not for them, maybe i would have been dead by now. I have even taken another loan from them start my business after my recovery which i am also paying back now. My only advice now is that any body who is really in need of loan should contact them with their email via: santoloanfirm@live.com and get a loan from them. Thanks.(Olivia)
Anonymous says
Hello,i am Mr Daniel, a private loan lender who gives life time opportunity loans. Do you need an urgent loan to clear your debts or you need a capital loan to improve your business? have you been rejected by banks and other financial agencies? Do you need a consolidation loan or a mortgage? search no more as we are here to make all your financial problems a thing of the past. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills,to invest on business at a rate of 2%. I want to use this medium to inform you that we render reliable and beneficiary assistance and will be willing to offer you a loan. So email us today on fidelityloanfirm@outlook.com
Anonymous says
My Name Is Mrs Richard Carey I want You all To be careful there.nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Tony Loan firm,I was referred to by my cousin,who is by name,Mr.Robert Paul Of pay day loan firm.They made my life a valuable one,and gave it a meaning.I was approved loan of $90,000.00 USD AND IN 28 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan firm at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it.little did I know that my financial shortcomings has come to a final HALT .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life,because at that point in time I just divorced the father of my daughter,and my daughter (Michael) was faced with a ” between life and death ” situation ..I was faced with her hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won’t be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial help,but are there to impersonate real loan lenders through their phone numbers and email accounts,and acting to be them where necessary to those in real need)…I couldn’t comment on your post because it was a public place and I fear you would fall into the hand of all these fraudulent loan officers (even in US) like how they ripped me off.You must be able to convince me real hard,and provide good proofs,before I can give you the full details of this legitimate loan officer..Their charge is very affordable and reliable compare to many out there,their interest rates just 2%,little documentation,and little credit check(irrespective of your credit score,but you MUST have a good and liable income source) His Name is MR TONY HARTON, Feel free to email him at his via Email:tonyharton007@gmail.com”and you will be free from scams. thanks as you read the greatest testimony of my life.
Mrs Richard Carey
linda parker says
Hello Every One, My Name is Mrs linda, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bills for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mrs Lauren Phelps,who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $35,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender via lindaparkerloancompany@gmail.com
Anonymous says
Do you need a loan?we offer loan at a very cheap rate of 2% if you are interested contact us now at our email:kceeloans@outlook.com
Anonymous says
Hello,i am Mr Johnson, a private loan lender who
gives life time opportunity loans. Do you need an
urgent loan to clear your debts or you need a
capital loan to improve your business? have you
been rejected by banks and other financial
agencies? Do you need a consolidation loan or a
mortgage? search no more as we are here to make
all your financial problems a thing of the past. We
loan funds out to individuals in need of financial
assistance, that have a bad credit or in need of
money to pay bills,to invest on business at a rate of
2%. I want to use this medium to inform you that
we render reliable and beneficiary assistance and
will be willing to offer you a loan. So email us today on
accessbankloanfirms@gmail.com
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Savvy WorkingGal says
You are one resourceful woman. You should be a mentor.
chasingjoy says
Thanks Savvy WorkingGal. Mentoring sounds interesting. Not sure what type I'd be???
T.P. Jefferson says
I graduated with about $10,000 in loans and will be done in about three years. Since my loans were in deferment while I was in grad school, it will be about six years total for me to pay it off, Lord willing!
chasingjoy says
I'm sure you can do it T.P.
Patient Jones says
Hello friends!!! My name is Patient Jones a citizen of USA. i have been scammed by 4 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 8,000USD. One day as i was browsing through the internet looking forsterated when i came across a testimony man who was also scammed and eventually got linked to a legit loan company called Alowiz Christle Loan Company (alowizloanfinance@yahoo.com) where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $600,000.00 Dollars by this great Company (Alowiz Loan Finance} managed by Mr.Alowiz Christle and here i am today happy because Alowiz Christle COMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact Alowiz Christle Loan Company now for your loan via email: Alowizloanfinance@yahoo.com
Rose's Daughter says
I paid mine off in ten years! It was a sacrifice, but I was so happy that it was paid off!
chasingjoy says
Congrats on your payoff Rose's Daughter. Isn't it a relief.
marian says
We offer loans to all in need at very low interest rate 3% no collateral involved we will be able to give you any amount ranging from $ 5,000-$ 5,000,000 interest rate negotiable, with repayment allowed from 1-20 years if interested contact us now via email:johnsonleehloaninvest@gmail.com
Marian Gareth says
Hello Every Body!!!,
My name is Marian Gareth a citizen of U.S.A, I am a mother of 3 kids, I want to testify of the lender who showed light to me when I was in need of funds to rescue my children from sickness and to start up a supermarket business after the death of my husband.
I never knew that there would still be genuine lenders of funds until I came across Mr Andre Steven the CEO of Andre Financial Loan Company, he is indeed a genuine lender of funds.
Well when I emailed him, he gave me the details of his transaction and I was afraid to follow him up and he said he want me to worry no more so I should trust him which I tried to do, I was surprised that I received my Loan amount of $800,000 from him and I promised him that I will go and share this great testimony to the world that there are still genuine lenders of funds. So if you know that you need a loan and you don't want to involve your selves with scammed lenders, then I will advise you to email him on his Email address below:
Andreloancompany@yahoo.com
Email him now and get your loan.
Regards
Patient Jones says
Hello friends!!! My name is Patient Jones a citizen of USA. i have been scammed by 4 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 8,000USD. One day as i was browsing through the internet looking forsterated when i came across a testimony man who was also scammed and eventually got linked to a legit loan company called Alowiz Christle Loan Company (alowizloanfinance@yahoo.com) where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $600,000.00 Dollars by this great Company (Alowiz Loan Finance} managed by Mr.Alowiz Christle and here i am today happy because Alowiz Christle COMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact Alowiz Christle Loan Company now for your loan via email: Alowizloanfinance@yahoo.com